Need help?  -  Please call:  (602) 971-5799

So you're ready for Medicare... What's next?

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Rev: 10/08/18

Benefits Arizona LLC​

Medicare, Life Insurance, & Supplemental Health benefits

We offer Medicare plans from trusted brand-name companies. We can help with:


Medicare Supplement Insurance​  policies are insurance policies you buy to help reduce your share of health care costs for covered Medicare Part A (Hospital) and Part B (Medical) expenses. These policies provide supplemental coverage in-addition to Original Medicare coverage.  Because these policies help to fill "gaps" in Original Medicare coverage, they are also known as Medigap plans.


Medicare Advantage plans (Part C) - are plans offered by private insurance companies under contract with the Medicare program. Medicare Advantage plans may include hospital, medical and prescription drug coverage all-in-one plan. They offer the same covered services as Original Medicare and may offer additional services like routine physicals exams, eye exams, fitness services or other benefits not provided by Original Medicare. Medicare Advantage plans may require the use of in-network plan providers and include a annual limit on the amount of hospital and medical expenses that you pay. 


Medicare Prescription Drug plans (Part D) - provide coverage for prescriptions at the pharmacy. Those with Original Medicare Part A (Hospital) and Part B (Medical) coverage, with or without a Medicare Supplement Insurance plan may purchase a Standalone Medicare (Part D) prescription drug plan. Medicare eligible individuals with health coverage from an employer plan may also buy a Part D plan if their prescription drug coverage is not as good as what Medicare Part D provides.  


Hospital Indemnity plans​- provide additional coverage to reimburse out-of-pocket medical expenses for hospital and ambulance costs/copays normally associated with Medicare Advantage plans. These plans are low-cost and are simple to buy.     


Dental and Vision- we offer a variety of dental and vision plans for those who desire such coverage. 

General dental care, routine vision exams and routine eyewear costs are not covered by Original Medicare. Medicare provides medical and surgical care for things like glaucoma, cataracts and macular degeneration. Some Medicare Advantage plans provide additional benefits for routine dental cleanings, eye exams and eyewear as part of the plan benefits or as a coverage option at additional cost. We offer dental and vision plans on our Quotes page that you can buy at any time. 


Long-term care: Medicare does not cover long-term care for nursing home and assisted living expenses. 

Those in good health may buy long-term care or short-term care insurance policies that may help with these expenses. After a 3-day inpatient hospital stay, Medicare may provide coverage for Skilled Nursing Facility (SNF) expenses up to 100-days, for short-term rehabilitation. Please call me for more information.  


Please call (602) 971-5799 or visit our QUOTES  page  for more information or assistance.

  • If you've signed-up to receive Social Security Income, you'll be automatically signed-up for Medicare Part A (Hospital) and Part B (Medical) coverage. Your Medicare ID card and information will be mailed to you 60 to 90-days before your birthday month. First, you'll receive a Medicare coverage award letter, then your Medicare ID card will follow. If you haven't received your Medicare ID card 45-days before your birthday month, please call the Social Security Administration (1-800-772-1213) to confirm your Medicare enrollment.  
  • ​If you have health coverage from your or your spouse's employer group health plan and are wondering whether or not to enroll on Medicare Part B, please contact Medicare at 1-800-MEDICARE (1-800-633-4227) to inquire. Available 24 / 7.
  • If you have health coverage from your or your spouse's employer group health plan, you may still need to enroll on a

           Stand-Alone Part D Prescription Drug plan. The employer or health plan can tell you if your plan's prescription coverage is              "Creditable" or at least as good as Medicare Part D. You'll need to check this each year if your employer or the health plan              changes your plan's benefits. If your plan's prescription benefit is not as good as Medicare Part D or the plan benefits                      change and become non-creditable, you'll want to enroll on a Medicare Part D prescription drug plan right away.  

  • COBRA and retiree health plans aren’t considered coverage based on current employment. You’re not eligible for a Special Enrollment Period (to enroll on Medicare) when that coverage ends.  
  • Those who plan to delay Social Security Income should contact the Social Security Administration (SSA) to enroll on Medicare Part A (Hospital) and Part B (Medical) coverage. Call SSA at 1-800-772-1213 or apply online on SSA website: https://www.ssa.gov/benefits/medicare/ 
  • For most people who sign-up in-time, Medicare coverage generally begins on the first day of your 65th birthday month.
  • ​Those already enrolled on Part A who plan to retire and will lose or have recently lost benefits at work should call

           1-800-772-1213 or visit a local Social Security Administration office to enroll on Part B. Online enrollment not available. 

  • People under age 65 receiving Social Security Disability Income (SSDI) payments may qualify for Medicare after receiving SSDI payments for 24 months. Please contact the Social Security Administration to confirm Medicare eligibility prior to the end of 24 months. 
  • Helpful Medicare resources and guides:
  • Medicare enrollment guide: CLICK HERE               (Parts of Medicare and how to sign-up)
  • Enrolling in Medicare A & B guide: CLICK HERE   ​(Enrollment timelines and rules)
  • Coverage Choices Video:CLICK HERE                     (Types of Medicare plans)
  • Medicare & You brochure:CLICK HERE                  (What Medicare covers in plain language)


​​Once you have any of the following items, please call me for an appointment to review your Medicare health coverage options: 

1) Medicare award letter or 2) Medicare Identification Card listing Part A & B effective dates.